According to Post Office research, 82 percent of UK vacationers hope to visit one of their dream travel destinations in the next year, with as many as 77 percent planning to travel somewhere new.

The top three dream vacations for more than eight in ten UK tourists are viewing the Northern Lights (44 percent), visiting Niagara Falls (40 percent), and vacationing in an overwater house in the Maldives (34 percent).

It happens when the northern hemisphere’s prime viewing season for the Northern Lights, which lasts from September to March, approaches. The longer and darker evenings make for brighter displays during this time.

The Colosseum in Rome (29 percent), Bali’s nicest beaches (29 percent), and Japan’s cherry blossom season (30 percent) are all popular travel destinations.

Greek island hopping (31 percent), traveling to the Italian Amalfi coast (30 percent), and taking in the ambiance in Times Square, New York, are all other items on people’s “ultimate bucket lists,” according to Post Office.

For those who are feeling more daring, there is also a helicopter tour of the Grand Canyon (27%) and a safari in Kenya where you can see all five of the “Big Five” species (24%).

Australia (45 percent) and Italy (43 percent) and the United States (43 percent) are the next-most popular destinations for UK tourists.

Eighty-five percent of those polled believe they are more worldly than their parents’ generation, with Gen Z (16 to 24 year olds) being more likely than those over forty to be planning a trip of a lifetime (60 percent vs. 32 percent).

In spite of their desire to travel, more than a quarter of tourists (26%) fail to purchase travel insurance. In contrast, people over the age of 55 are more likely to do so (83 percent), compared to only two-thirds of travelers aged 16 to 24.

In fact, among those who claimed not to have travel insurance, 24% cited cost, 16% claimed they had never needed it, and 15% indicated they were willing to “take their chances” and save the money.

13 percent of people claim they never read their insurance policies and have no notion for what they are covered.

In order to guarantee that their journeys are secured in the event of any unforeseen circumstances, Post Office is advising UK travelers to review what their travel insurance covers and when to get it.

With Brits planning to travel farther and to new locations, Paul Paddock, Head of Travel and Protection insurance at Post Office, said: “It’s crucial to have vacation protection and make sure this is purchased at the right time so that you’re covered financially if things go wrong while you’re away, or even before you leave.

To avoid any unpleasant surprises, it’s also crucial to confirm exactly what your travel insurance covers. Not all of it comes as standard. Sports travel insurance may not cover activities like jet skiing, for instance, although trip disruption coverage due to harsh weather may typically be added at an additional cost.